Commercial Lending
Please contact one of our experienced Commercial Bankers today:

Tim Romig
Executive Vice President, Chief Lending Officer, Reading, PA
484-334-4225
- 27 years banking experience
- American Institute of Banking; Risk Management Association; American Bankers' Association Commercial Lending School
- Board member and Outreach Committee of Olivet Boys and Girls Club of Reading; chairman of the Olivet Kiss-a-Pig fundraising campaign; member of the board and co-chair of membership committee for Berks Economic Partnership; member of the Associate Board of Directors for Ben Franklin Technology Center of Eastern Pennsylvania; fundraising division captain for Kutztown University's Business & Industry Campaign.
New York "Tri-State (NY, CT, NJ)" Market

Sal A. Cortorillo
Senior Vice President, Regional Executive New York “Tri-State Market (NY, CT, NJ)”, Port Chester, NY
914-417-3262
- 28 years of commercial banking and finance experience
- BA in Business Administration, William Paterson University; MBA, Fairleigh Dickinson University
- Member, New York Bankers Association (NYBA), Westchester County Bankers Association (WCBA), NJ League of Community Bankers (NJLCB), Professional Risk Manager's International Association (PRMIA), and other professional organizations.
Berks/Schuylkill Counties

Carl Bieber
Vice President, Relationship Manager
610-743-8073
- 9 years banking experience
- BA in Business Administration, Alvernia University
- Member, Morgantown Area Business Association; volunteer, Oley Fair; volunteer, Oley Fire Company; instructor, SCORE sponsored by Berks County Chamber of Commerce; umpire and instructor, NCAA, PIAA and American Legion Baseball

Robert Fischer
Senior Vice President, Relationship Manager, Reading, PA
484-334-4192
- 18 years banking experience
- BS in Accounting, Alvernia University; School of Banking, Dickinson University; Advanced School of Banking, Bucknell University
- Serve on Wernersville zoning Board; volunteer for Conrad Weiser School District youth sports

Richard Gromis
Executive Vice President, Regional Lending Executive
484-334-4832
- 36 years banking experience
- BS, Economics and Business Administration, Lebanon Valley College
- Immediate Past President and member of the Spring Township Rotary Club; Hawk Mountain Council, Friends of Scouting Vice Chairman for the Boy Scouts; member of the BCPHC and chairman of the annual golf event.

Chad Johnson
Vice President, Relationship Manager, Reading, PA
484-334-4191
- 11 years banking experience
- BS in Business Administration, Kutztown University; MBA Villanova University; Advanced School of Banking, Bucknell University; Commercial Lending School, Temple University
- Board member, Big Brothers and Big Sisters of Berks County; board member, Cumru Township Municipal Authority; committee member, Reading Downtown District's Holiday Parade; classroom volunteer, Junior Achievement; volunteer, Awesome Dawgs Animal Therapy group.

Sam Macrina
Senior Vice President, Commercial and Industrial Banking, Reading, PA
484-334-4081
- 37 years banking experience
- BA in Economics, Albright College
- Manage the bank's partnership with the Department of Community and Economic Development; develop seminars for manufacturers, including tax exempt financing for manufacturing, foreign trade and exporting, disadvantaged business certification and a mentor-protégé program.

Keith Phillips
Senior Vice President, Relationship Manager, Reading, PA
484-334-4180
- 30 years banking experience
- BS in Business Administration, Millersville University; School of Commercial Lending, Bucknell University
- Director and past president, Hamburg Rotary Club; Heidelburg Country Club Golf committee Director; volunteer, Hawk Mountain boy Scout Leadership Dinner; volunteer, Kutztown University's Business and Industry Campaign; member, Keystone Business Club.

Caitlin Degler
Commercial Deposit Services Officer
484-334-4544
- 7 years banking experience
- Attended Millersville University
- Treasurer, West Reading Main Street Authority; charter member and secretary, West Reading–Wyomissing Lions Club; member, Greater Reading Young Professionals; member, West Reading Business Association; member, Berks Volunteer Leadership Council for the American Cancer Society.

Lawrence Snow
Vice President, Commercial Deposit Services Manager
484-334-4293
- 15 years banking experience
- BA in Finance/Banking, Alvernia University; Certified Treasury Professional (CTP)
- Former Elementary and Junior High Wrestling Coach; treasurer, Athletic Association; classroom volunteer Junior Achievement; and United Way Company Campaign Chairman.
S. Eastern PA and South Jersey
S. Eastern PA and South Jersey coming soon
Delaware Valley

Ed Gallagher
Senior Vice President, Business Banking, Phoenixville, PA
610-917-3267
- 23 years banking experience
- BS in Business Administration, Wilkes University; MBA, St. Joseph's University
- Service on many local boards and youth sports organizations

Elizabeth Le
Vice President, Portfolio Manager, Phoenixville, PA
610-422-2327
- 10 years banking experience
- BBA in Finance and Real Estate, Fox School of Business at Temple University
- Member, Risk Management Association (RMA)

Patricia A. Daly
Portfolio Manager, Newtown Square, PA
484-923-8815
- 18 years banking experience
- BS degree in Business and Finance, Mount Saint Mary's College; Masters in Finance, St. Joseph's University
- Member, Finance Committee of Nativity BVM Parish; Member, Nativity BVM Parish School's Advancement Team

Louis Ciarlante
Vice President, Portfolio Manager, Phoenixville, PA
610-917-3268
- 16 years of retail and commercial banking experience
- BS in Finance, LaSalle University; Attended the Philadelphia Commercial Lending School.
- Member, Risk Management Association (RMA)

Julie Ann D. Puth
Assistant Vice President, Small Business Portfolio Manager, Phoenixville, PA
(484) 923-2168
- 10 years in banking
- BS in Business Administration, Specialization in Finance Rowan University
- Board Member of Community Lenders Development Corporation (CLCDC)

Peter Bendistis
Vice President, Relationship Manager for Delaware Valley, Newtown Square, PA
- 25 years of commercial banking experience in the Delaware Valley, primarily in the Media area.
- Attended the Pennsylvania Bankers Association School of Commercial Lending at BucknellUniversity; studied Marketing at The Wharton School of the University of Pennsylvania and holds Series 6 and 63 licenses from the National Association of Securities Dealers.
- Serves on several boards in Delaware County; Media Business Authority; Media Theatre; and Middletown Health Department; past president and founding member of the Media morning Rotary Club.
- Peter is a decorated Vietnam veteran.
Multi-Family Housing

Ken Keiser
Executive Vice President, Director Commercial Real Estate and Multi-Family Lending, Wyomissing, PA
484-923-8800
- 34 years banking experience
- BS in Education, Millersville University; Graduate, Central Atlantic School of Commercial Lending, Bucknell University
- Treasurer, Berks County Committee for Affordable Housing; member and past president of the Greater Reading Kiwanis Club and Homebuilders Association of Berks County; volunteer, United Way of Berks County; former Treasurer and board member, Keystone/Miller Blood Bank; instructor, American Institute of Banking.

