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Financial Calculators
Once you get your mathematical answer, contact us and we'll help you make it real.
Try our wide variety of financial calculators. Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features. Once you get your answer, contact us and we'll help you take the next step.
Mortgage Calculators
- How much will my adjustable rate mortgage (ARM) payments be?
Determine what your adjustable mortgage payments will be. - Which is better: fixed or adjustable?
Compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. - What is the maximum FHA mortgage allowed for my home purchase?
Determine your maximum FHA mortgage and cash needed for closing. - What is my maximum mortgage?
Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow. - How much will my mortgage payment be?
Determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule. - How much can I borrow?
Can you buy your dream home? Find out just how much you can afford! - What income is required to qualify for a mortgage?
Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income. - How long will it take to breakeven on a mortgage refinance?
Should you refinance your mortgage? Use this calculator to determine when you will breakeven. - Should I rent or buy?
Are you better off buying your home, or should you continue to rent?
Business Calculators
- How much cash flow is your business generating?
Use this calculator to help you determine the cash flow generated by your business. - What will your debt service coverage be with a new commercial loan?
Use this calculator to estimate your debt service coverage with a new commercial loan. - What is your capacity to service a requested loan?
This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions. - Review 10 different financial ratios
Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention such as solvency, liquidity, operational efficiency and profitability.
Credit Card & Debt Calculators
- Should I use equity in my home to consolidate my debt?
This calculator is designed to help determine whether using equity in your home to consolidate debt is right for you. - How can I roll-down my credit card debt?
The Credit Card Roll-down Calculator applies two simple principles to paying off your credit card debt. See how these two principles can help you. - Should I consolidate my debts?
Use this calculator to determine if debt consolidation is right for you.
Life Insurance Calculators
- How much life insurance do I need?
This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out. - How much disability insurance do I need?
Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury. - Does a fixed annuity fit make sense for me?
Use this calculator to see how a fixed annuity might fit into your retirement plan. - Am I prepared for the expense of Long Term Care?
The need for long term care can arise unexpectedly, often creating a large financial burden. This calculator can help you determine if you are financially prepared for this impending expense. - How can a variable annuity help me save for retirement?
Find out how with this calculator.
Retirement Savings and Planning Calculators
- 401K Savings and a secure retirement
A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. - How long will my retirement savings last?
Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals. - How much do I need to create a secure retirement?
Use this calculator to help determine what size your retirement nest egg should be. - Is there an advantage to converting from an IRA to a ROTH?
This calculator will show the advantage, if any, of converting your IRA to a Roth. - What will my Social Security benefits be?
Use this calculator to estimate your Social Security benefits.
Loan Calculators
- What will my loan amount be? What will my monthly payment be?
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. - How big a line of credit do I qualify for?
Use this calculator to determine the home equity line of credit amount you may qualify to receive.
Investment Calculators
- Is your investment plan on track?
Use this calculator to see if your investment plan is on track to meet your investment goals and receive suggestions on how to change it if you are falling short. - What will it take to rebuild after an investment loss?
This calculator can help you determine exactly what it might take to return your to your original investment balance.
Auto Calculators
- How much will my vehicle payments be?
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment. - Which is better? Auto Rebate or Low-Interest Financing?
Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. - Does a home equity loan make sense for my vehicle purchase?
Home equity loans generally often have lower interest rates than auto loans and the interest may be tax deductible. - Should I lease or buy my next car?
Use this calculator to determine your monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.
Savings Calculators
- Is a CD ladder right for me?
Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities. - Is my college savings plan on track?
Use this calculator to help develop or fine-tune your education savings plan. - What might it take to save one million dollars?
Find out when your savings plan may make you a millionaire! - How much will postponing my savings really cost?
Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost. - How much do I need to save for a down payment on a house?
This calculator will help you create a savings plan towards your home purchase down payment. - What will it take to reach my savings goal?
This financial calculator helps you find out.

