Home Equity Line of Credit Benefits*

• 2.99% APR – Fixed for 15 months
• No closing costs
• After 15 months – Rate as low as Prime minus 1/4%
• Minimum lifetime rate is 2.99% APR – Your current minimum is probably 1.00% higher
• Our lifetime maximum rate is probably 2 to 3 times lower than your current maximum rate

Refinance now – lower your payment. Reduce and/or consolidate your debt. Protect yourself against rising interest rates.

* APR (Annual Percentage Rate) is as of 12/20/11. APR is based on individual credit worthiness, LTV, and automatic loan payments from a Customers Bank checking account is required. Early termination fee of $400 applies if terminated within the first 36 months. Variable after 15 months based upon Prime Rate as published in the Wall Street Journal. Lifetime maximum rate of 6.99% APR. Additional rates/fees may apply in New York. Subject to credit approval. Offer may be withdrawn at any time.