Personal Checking
Simple to understand – simple to use.
Convenience Checking
- FREE use of any ATM in the USA
- Low balance requirement
- ATM Surcharge Refunds – We will refund any surcharges incurred from using a competitor's ATM machine in the USA at the end of the statement cycle.
- FREE – Ability to deposit checks from a smart phone (a smart phone is a cell phone that has access to the Internet) or a printer/scanner. Coming Soon.
- FREE – Mobile Banking
- FREE – Text messaging service
- FREE – Cash back rewards when using your Debit Card at thousands of participating merchants.
- FREE – Financial planning tools
- FREE – Online Banking and Bill Pay Service
- Get your statements online
- Non-interest bearing
- Minimum to open the account is $10.00
FREE Checking
Free Checking is a simple straightforward account.
- No monthly service fee
- No minimum balance requirement
- No per-check fees
- Minimum to open the account is $10
- Only $20 for non-sufficient or uncollected funds fee
- Plus, enjoy all the benefits of the Convenience Checking account except for ATM surcharge refunds.

