• FREE use of any ATM in the USA
• Low balance requirement
• ATM Surcharge Refunds – We will refund any surcharges incurred from using a competitor's ATM machine in the USA at the end of the statement cycle.
• FREE – Ability to deposit checks from a smart phone (a smart phone is a cell phone that has access to the Internet) or a printer/scanner. Coming Soon.
• FREE – Mobile Banking
• FREE – Text messaging service
• FREE – Cash back rewards when using your Debit Card at thousands of participating merchants.
• FREE – Financial planning tools
• FREE – Online Banking and Bill Pay Service
• Get your statements online
• Non-interest bearing
• Minimum to open the account is $10.00

Free Checking is a simple straightforward account.

• No monthly service fee
• No minimum balance requirement
• No per-check fees
• Minimum to open the account is $10
• Only $20 for non-sufficient or uncollected funds fee
• Plus, enjoy all the benefits of the Convenience Checking account except for ATM surcharge refunds.