Whether you’re buying or refinancing, we offer a full range of affordable mortgage loan options to help you manage the costs of home ownership.
All loans are not the same.
Let our experienced lenders find the loan best suited to your needs.
Mortgage loans and refinancing
Start your home financing with us
Benefits of securing a mortgage with us include:
FREE pre-qualification
Competitive rates
Experienced, federally licensed mortgage consultants
Quick decisions
Types of loans
Mortgages loan and refinancing – Conventional Financing…
- Conventional Financing – Fixed rate and adjustable-rate mortgage options
- FHA – Low downpayment/full seller assist
- VA – No downpayment financing/full seller assist
- PHFA Programs – First-time homebuyer loans, FHA loans, low-downpayment
Mortgages loan and refinancing – Jumbo/Non-QM…
- Jumbo/Non-QM – Fixed rate and adjustable mortgages
- USDA – No downpayment financing/full seller assist/designed for Rural Housing
- Special low-to-moderate income products and programs with our community partner
Home mortgage tools
For us, it’s all about you.
Our expert mortgage consultants are here to answer your questions, help you apply, or just get you started. Apply to prequalify for a loan todayNew mortgages
[email protected]Our award winning lending team
Tom Taylor
VP, Producing Sales ManagerAbout
- Over 25 years experience
- Conventional, FHA, VA, USDA and Jumbo Non-QM Portfolio Loans
Specialty
- Portfolio Jumbo Non-QM loans for unique situations
- Self-employed applicants
- Purchase loans with low or no down payments
Elsie Maduro
VP, Senior CRA Loan OfficerAbout
- Over 25 years experience
- PHFA top producer
- Top First Front Door originator
- Habla Español
Specialty
- First time home buyer programs
- Purchase loans with low to no down payments
- Knowledge of community down payment assistance programs and grants
Rosa Hernandez
VP, CRA Loan OfficerAbout
- Over 20 years experience
- PHFA top producer
- Habla Español
Specialty
- First-time home buyer programs
- Purchase loans with low to no down payments
- Knowledge of community down payment assistance programs and grants
Robert E. Heath
VP, Residential Mortgage OfficerAbout
- Over 35 years of experience
- Conventional, FHA, VA, USDA and Jumbo Non-QM Portfolio Loans
Specialty
- Portfolio Jumbo Non-QM loans for unique situations
- Self-employed applicants
- Purchase loans with low or no down payments
Julio Alvarez
CRA Loan OfficerAbout
- Over 20 years experience
- Habla Español
Specialty
- First-time home buyer programs
- Purchase loans with low to no down payments
- Knowledge of community down payment assistance programs and grants
Currently accepting mortgage applications for the following states: Pennsylvania, New York, New Jersey, Connecticut, Delaware, Massachusetts, Rhode Island, Virginia, Washington, Florida, Texas, North Carolina and also in Washington DC.
Not all mortgage loan options are available in all locations. Products are subject to credit approval and eligibility restrictions. Talk to a lender to find the right loan for you.
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‡When you check your rate, we check your credit report. This initial soft (inquiry) will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.