Customers Bank wants to help you take control of your finances while you work toward your goals and dreams. Whether you’re looking to consolidate debt, get married, fund a large purchase or pay off unexpected expenses, a Customers Bank Personal Loan can help you get where you want to be.
Personal loans
Benefits for approved borrowers
Personal loans landing page – Fixed rate loans…
- Fixed Rate Loans: $5,000 – $25,000 with terms of 3 and 5 years¹, 11.85%-26.00% APR¹
- Check your rate: With rates and terms in minutes without adversely affecting your credit score ‡
Personal loans landing page – Fast funding…
- Fast Funding³: Payments as quick as same day after completing all steps & accepting loan terms
- Auto Pay²: Easy, on-time payments with flexibility to choose your due date
How it works:
Answer a few quick questions about your education and employment to check your rate in just minutes and with no impact on your credit score ‡
After your application is approved, accept your terms and get your money the next business day.³
Set it and forget it with automated monthly payments.²
Need help?
We’re here to help. Talk to one of our expert lenders about the right loan option for you.
Contact us¹ All unsecured personal loans through Upstart offer a fixed rate and range between 11.85% – 26.00% APR based on 5-year rates offered in April 2025. The lowest rates are only available to the most qualified applicants. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Minimum loan amounts vary by state: GA ($3,100), MA ($7,000), OH ($6,000).
The full range of available rates varies by state. Monthly Payment Example: A $17,000 loan repayable in 36 monthly installments with an APR of 12.50% would have a monthly payment of $568.71. Additional Monthly Payment Example: A $20,000 loan repayable in 60 monthly installments with an APR of 14.00% would have a monthly payment of $465.37. is calculated based on 5-year rates offered in April 2025. There is no downpayment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.
² While most of our borrowers opt for automated recurring payment for ease of use, we also accept payments by check or one-time electronic payments. Borrowers have the flexibility to choose the repayment method that works best for them.
³ If you accept your loan by 12pm ET (not including weekends or holidays), you will receive your funds the same day. All loans are subject to final credit approval.
‡When you check your rate, we check your credit report. This initial soft (inquiry) will not affect your credit score. If you accept your rate and proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.
§While this link will take you to a section of the third party’s site which we manage, there are other areas of the site beyond our control. Aside from what is presented specifically on our pages, we do not accept responsibility for products or services offered on this third party’s site nor does Customers Bank necessarily support or condone any opinions or comments expressed or shared on this third party site that are not explicitly our own. Furthermore, as our own privacy policy and security policy are not applicable to this third party, we encourage you to seek out and read their policies.